Accredited partner
Chinabank housing loan.
Finance your home at Aleevia Carter through one of the country's most trusted banks. Review the eligibility, documents, and process below — then talk to our specialists.
Interest rate
From 6.25%
3-year fixing
Loan term
Up to 25 yrs
Flexible amortization
Max loanable
Up to 80%
Of property value
What you'll need
Eligibility & documents
- Filipino citizen (or a foreign national allowed by law)
- At least 21 years old at application, and not over 65 at loan maturity
- Minimum gross monthly income of ₱50,000
- If employed: at least 2 years of regular or permanent employment
- If self-employed: a business operating profitably for at least 3 years
Estimate your loan
Chinabank affordability calculator
A quick estimate using Chinabank's indicative rate. Your actual terms are confirmed by the bank during evaluation.
₱50,000
₱15k₱250k+
Assumptions
- Interest rate 6.25% (3-year fixing)
- Up to 35% of gross income toward amortization
- Financing up to 80% of the property value
Estimated maximum loan
₱2,394,216
Estimated monthly amortization
₱17,500
Estimates only, using the standard Chinabank computation — not a loan offer.
Talk to a specialist
Ready to start?
Book a viewing and our specialists will guide you through pre-qualification, step by step.